BRRRR Calculator
Buy. Rehab. Rent. Refinance. Repeat. The whole point of BRRRR is to get back all the cash you put in. This tool shows you whether your deal actually does that — or how much is trapped if it doesn't.
Buy + Rehab
Refinance
DSCR loans typically 70–75% LTV.
Rent + Operating
Tax + ins + capex + vacancy + maint. ~30-35% of rent.
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Cash trapped = the verdict
Sub-$5K trapped = pristine BRRRR. $5–15K = workable. $15K+ = it is a rental purchase with extra steps, not a true BRRRR.
The refi appraisal risk
Most BRRRRs break here. Use sold comps the appraiser would use, not your aspirational ARV. Order an appraiser-friendly inspection BEFORE refi.
DSCR refi math
DSCR loans cap at 70–75% LTV typically. If your refi proceeds + cash flow can not absorb your buy + rehab, judge the deal as a long-term rental instead.
— Other tools in the suite